About Us

CarFinance.com is revolutionizing the way people buy cars. No longer do car buyers need to seek financing at the dealership; instead within the comfort of their homes, they can apply online for a car loan.

With over twenty years experience in the automotive industry, our CEO Jim Landy and COO Dennis Morris have designed a company that empowers car buyers with financing and knowledge beforehand to turn their car purchasing experience into a truly satisfying event.

Headquartered in Irvine, California, CarFinance.com provided auto loans for new and used car purchases outside the walls of the dealer so you can enjoy the power of being a cash buyer when you step into the dealership. Cash buyers have the freedom to shop for the car they want at the price they want and with the dealer they want to negotiate with.

Our staff has helped thousands of customers get into a car or truck of their dreams. We specialize in financing vehicle loans for all credit types, including customers with less than perfect credit.

Why should you get an online auto loan at CarFinance.com? For all the benefits, of course:

  1. Feel empowered! Now you are in control of the car purchasing process. You can decide where you want to purchase your car, at what price you wish to pay, and what car you want. You make the decisions, and leave the financing up to us.


  2. There are no application fees or obligations. It is free to apply for an online auto loan, and there is no obligation that you have to use your eCheck to purchase a vehicle. There is nothing to lose, apply now.


  3. Friendly customer service representatives. Have questions? Great! Give us a call, our representatives are standing by to answer your questions and help you through the process.


  4. We advocate your rights. With eCheck from CarFinance.com, the dealers will have no idea of your credit situation. Having bad credit can be upsetting and emotional, let us help you keep it a secret from the dealer. Plus, you won’t have to deal with their car financing– that can lengthen an already long, exhausting day.


  5. Freedom to explore your car choices. Since you already have the money in hand, feel free to explore different dealerships, brands, models, etc. The world is your oyster! Or in this case, a paradise of car lots where you can jump from one to another. Fords today, Hondas tomorrow!


  6. We make it easier for you to focus. You already got your eCheck from CarFinance.com, and therefore do not need to worry about the financing. You can focus on what car color you want, how many cup holders you want, or the speed of the car.

With a CarFinance.com eCheck in your pocket, you are in control of the car buying and financing process.